Understanding The Covered California Application: When To Get Help

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Understanding  the  Covered California application can be stressful but knowing when it’s time to get help can be a relief because our agents can help your find the answers to your more  tricky questions.  For instance, if your not sure if you qualify for subsidies, what type of insurance is available, or if you are able to make changes to your current plan to name a few.  We are here to help!  We can help you get your application fill out and discuss different health plan options and go over the different levels of coverage.  8 out of 10 applicants have received subsidies and over 11 millions have enrolled.

If you owe the fee for not having health insurance in 2014, you can enroll now until the end of the month (April 30) and avoid owing it for next year.  The fee is going up to $325 per person or 2% or your income, whichever is greater. Give us a call now to see if you qualify to enroll. The next Main Open Enrollment Period for healthcare is in the fall.

If you are not sure you are understanding the Covered California Application: When to get help? Right now! If your wondering if you qualify or if you are filling out your application correctly, give us a call, we have expert Insurance Agents ready to help! Whether your enrolling for Small Business Insurance or Individual & Family, we can help you get you pointed in the right direction so you are covered. There are certain Life Events that qualify for healthcare plan changes that have 60 days from start date to enroll in healthcare anytime of the year.

Some Qualifying Life Events Include:

  • Getting married,(or divorced)
  • Having a baby, adopting, fostering
  • Child aging off of a plan
  • Employer sponsored benefits ending
  • COBRA is depleted
  • End of Military Service
  • Change of residence (moved to California or to a different coverage area)
  • Throughout the year so give us a call and we can help walk you through the different options.
  •  If you Owe the Tax Penalty (fee) for not being insured: You Have until April 30, 2015 to apply for Insurance and avoid it next year.
  • Medi-Cal Changes
  • Not eligible for Student Coverage
  • Becoming  a U.S. Citizen


Healthcare is not a luxury item anymore- it is a necessity!  In the last few years, healthcare options have become affordable and easier to obtain!  This is great news for everyone!  With all of the healthcare options,  it gets confusing to sift through the choices. With a certified Covered California Insurance Agent, you can learn the different options available and understand the several levels of coverage. Understanding the Covered California Healthcare Application can be confusing but knowing when to get help is the key! We are here to help!  Give us a Call- We have experts to help walk you through the application process and help you get enrolled.


AUTHOR - Ali Nagy