Who is Eligible For Covered California Outside Of Open Enrollment

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Are you changing your residence?  Are you coming back from active military duty?  Has your job ended?  These are just a few of the Life Events that are included in the list of who is eligible for Covered California Outside of Open Enrollment.  Open Enrollment ended in February and the Deadline Extension ended on April 30 and the next Open Enrollment Period Starts in November 2015. There are still situations that allow for enrollment outside of the Open Enrollment period. Here is the list of the main Life Events that are allowed 60 days to enroll and get coverage.

Special Enrollment for Covered California Qualifying Life Events List:

Lost or will soon lose my health insurance

You lose your employer-sponsored coverage.

  • Your COBRA coverage is ending.
  • You lose Medi-Cal coverage.
  • You are no longer eligible for student health coverage.
  • You turn 26 years old and are no longer eligible for a family plan.
  • You turn 19 years old and are no longer eligible for a child-only plan.

Moved to or a new residence in California

  • You move to California from out of state.
  • You move within California and at have new Covered California health insurance plan.

Had a baby or adopted a child

  • A child is born, adopted or fostered.
  • If you place your child for adoption or foster care, you can use a special enrollment period to enroll.

Got married or entered into domestic partnership

  • One or both members of the new couple can use the special enrollment period to enroll in coverage.

Returned from active duty military service

  • You have lost coverage after leaving active duty, reserve duty or the California National Guard.

Gained citizenship/lawful presence

  • You become a citizen, national, or permanent legal resident.

Federally Recognized American Indian/Alaska Native

  • If you are a member of a federally recognized American Indian tribe, you can enroll at any time and change plans once per month.


There are other life events that could be considered for enrollment outside of the Open Enrollment Period, so give us a call if you don’t see yours in the list above.  If you are in between jobs or have seasonal/temporary employment, a short term plan can be purchased anytime of the year! Knowing who is eligible for Covered California outside of open enrollment can help you understand your options and get coverage today!

AUTHOR - Ali Nagy